Ever since upgrading to TA, I can't keep enough money in the bank to fund my research. I'm a fan of a big "tech win" -- that is, get way ahead in tech, switch to all factories, churn out advanced ships, go nuts. But I haven't been able to get ANY strategy to work; I run out of money right away. I can go straight to stock markets and build some farms and markets, and I'll stay even, but that takes 60-80% of my tiles, then I can't get ahead, or even keep up, on research.
I understand the logic behind making the game harder, and since everything about the game essentially revolves around the economy, that's the place to go; simple math. But I'm wondering how everyone else is revising their strategies. I've tried turning on tech trading (I normally play with it off, so I can get further ahead), but the AI seems to be getting hit by the tough economy, too, because they never have any money to trade for my tech. I can't seem to strike a healthy balance; I'm guessing that on a large-plus map (I play on med.), I could specialize my planets, instead of splitting them. The only thing I've gotten to work is, say I have a 9-tile planet: I go factory (to start), two labs, three banks, farm, morale, special building or starport, then lab over the factory. It doesn't get me ahead on research, even with the slider stuck at 100, and the banks often don't even keep me even, even with the extra pop from the farm ("intensive farming" level). I can't put two farms or I won't be able to tax them or they'll whine.
I've go abundant resources, good luck, good diplomacy, lots of trade routes, econ +30%, +20% from gov't type, quickly +20% from gov't level.... what am I missing? (BTW, I play on tough)