Arrgh! I don't believe it! The forum isn't letting me paste the code as is! Well, this is the change. For some people it's not even worth it, but if Loyalty is your thing here you go:
Path: c/program files/stardock/TotalGaming/galciv2/data/englishAbilityBonuses.xml
Incorrect data for loyalty:
1
Correct data should read:
2
This allows you to add the loyalty, but you can also tweak the game here to add your own code. Like Yor style loyalty bonus