I just wanted to say that starting with 5k bc is a really great design decision - it's a great way to avoid those early game doldrums (or to have a nice war chest ready-made, although the present value of the cash decreases the longer you don't use it if you're not getting interest, but I digress).
I know after all the effort the team put in to graphics and UI, this took approximately 10 seconds to do, but it's a huge improvement to other 4x games I've played (including galciv 1). Thanks.